Pick your level of protection
With 10% and 20% buffer levels, consider how much risk you're comfortable with, how much time you have to invest and how the level of protection may affect growth potential.
How does a buffer impact my investment?
An Amplify 2.0 annuity can provide the best of both worlds 鈥 the opportunity to capture gains when markets are up plus a level of protection when they're down. The level of protection is known as a buffer.
- Growth Potential
- Risk of Loss
- Amplify 2.0 Growth Potential
- Downside Protection
Because fixed income investments have little to no market exposure, they typically provide a limited amount of growth.
Equity investments are fully exposed to the market so have the potential to provide a high level of growth 鈥
But this full exposure also means the possibility of higher loss.
Your money grows by tracking the performance of a market index. In some cases, you earn interest that may actually exceed index returns.
麻豆传媒 absorbs a portion of market loss that limits your exposure and speeds up recovery time.
The challenge for today's investor
Taking on more risk may expose you to sudden, unpredictable loss. At the same time, conservative options may face the slow erosion of inflation and a loss of purchasing power.
With all that's at stake, it's important to find the right balance between growth and protection.
Amplify 2.0 provides the best of both worlds.
Which protection level should I choose?
With 10% and 20% protection levels, consider how much risk you're comfortable with, how much time you have to invest, and how the level of protection may affect growth potential.
Did you know?
Over the last 40 years, the S&P 500庐 Index has never gone below -20% in any given 6-year period.
麻豆传媒 Amplify 2.0 is designed to be a long-term investment product used to help provide income for retirement. It is not suitable as a short-term investment. There is a risk of substantial loss of principal and related earnings depending on the Segment Option(s) to which you allocate your Purchase Payment. Due to negative index performance, Segment Credits may be negative after application of the Buffer Rate and you agree to bear the portion of loss that exceeds that rate.
Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit.