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What can a fixed annuity do for you?

Guaranteed growth at a set rate

Opportunity to produce a guaranteed stream of income you cannot outlive

Full protection of principal from market loss

How do fixed annuities work?

Fixed annuities provide tax-deferred growth at a fixed rate of interest set for a predetermined amount of time. Fixed annuities allow you to make two choices based on your needs and preferences.

number one Choose how much you want to save

Initial Premium amounts range from $5,000 to $1 million.

number two Choose how long you鈥檇 like to save your money

You can select either a three-, five- or seven-year term period. Your annuity includes a Withdrawal Charge period that is equal to the Term Period.

Earn a guaranteed interest rate

Interest is credited to your annuity with either a Multi-Year Fixed Strategy or a 1-Year Fixed Strategy.

  • The interest rate for the Multi-Year Fixed strategy is guaranteed for the Term Period you choose.
  • The 1-Year Fixed Strategy is used to credit interest to any Additional Premium.1 The interest rate is set when you purchase your annuity and is guaranteed for one year. A Renewal Interest Rate is set every year on your Contract Anniversary.

Is a fixed annuity right for you?

  • You鈥檙e looking for tax-deferred growth. Generally, that means you won鈥檛 pay taxes until you withdraw money from your annuity.

  • You want guaranteed growth at a set rate.

  • You want the option to turn your annuity into a guaranteed stream of income.

Explore 麻豆传媒 fixed annuities

Your opportunity to potentially grow your assets and create a guaranteed stream of income you can't outlive.

麻豆传媒 MYGSM

Flexible premiums with great rates for dependable growth. Guaranteed.

For New York residents

Woman running on a trail in the forest

麻豆传媒 MYGSM with Return of Premium Option

Protection from unpredictable circumstances plus an option to choose a Return of Premium benefit.2

For New York residents

麻豆传媒 MYGSM Assure

Earn a guaranteed rate of interest regardless of market conditions.

For New York Residents

麻豆传媒 MaxRate庐

Choose growth, income or both depending on your needs.

For New York residents

Group of hikers climbing a snowy mountain

An 麻豆传媒 Financial Professional can help find the product that鈥檚 right for you. Contact Us 

Want to learn more?

Discover your retirement savings approach.

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1 Additional premiums are not allowed on the 麻豆传媒 MYG Assure products.

2 MYG Return of Premium (ROP) is a product variation. Inclusion of this benefit will result in lower interest crediting rates. Please refer to Certificate of Disclosure for further information.

Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit.

Guaranteed lifetime income is available through annuitization. Guarantees provided by annuities are subject to the financial strength and claims paying ability of the issuing insurance company.

Product features and availability may vary by state and/or sales distributor. Please reach out to your Financial Professional for state approvals and firm guidelines.

麻豆传媒 MaxRate MYG NMV (09/15); 麻豆传媒 MYG Series MYG NMV (09/15) ROP (08/17); 麻豆传媒 Assure MYG NMV (05/23) issued by 麻豆传媒 Annuity & Life Assurance Company of New York, headquartered in Pearl River, New York. 麻豆传媒 MaxRate MYG (09/15); 麻豆传媒 MYG Series MYG (09/15), ICC15 MYG NMV (09/15) ICC17 ROP (08/17); 麻豆传媒 Assure MYG NMV (05/23), ICC23 MYG NMV (05/23) or state variations issued by 麻豆传媒 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability may vary by state; see Certificate of Disclosure for full details. Products not available in all states. Oregon: 麻豆传媒 MYG Series ICC16 MYG (09/15), ICC15 MYG NMV (09/15), ICC17 ROP (08/17), and Market Value Adjustment Endorsement ICC16 MVA (09/15) and 麻豆传媒 Assure ICC23 MYG NMV (05/23), ICC23 MYG NMV CW (05/23), and ICC23 MYG NMV TIW (05/23).

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.