麻豆传媒

Segment Credit: The amount credited to each Segment Option according to the terms of the Segment Option and Crediting Method.

Segment Options: Segment Options include Buffer Segment Options and a Fixed Segment Option, each with a Segment Term Period. Each Buffer Segment Option will also have a Reference Index, a Cap Rate, a Participation Rate, a Buffer Rate, and may be subject to a Segment Fee. 

Segment Term Period: Duration over which Segment Credits are calculated.

Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit. 

Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option. 

Buffer Rate: A level of protection from potential market loss up to a Buffer Rate. Losses in excess of the Buffer Rate will reduce your Segment Value.

Milestone Lock: Available with the S&P 500^庐 Index and 6-year Segment Term Period, Milestone Lock allows you to capture index gains (subject to a Cap or Participation Rate) as markets rise and when a Milestone Threshold has been met. When this happens, your buffer protection will automatically reset based on current index value, providing an additional level of protection on those gains. 

Milestone Threshold: The percentage index change required at each Segment Start Date anniversary for a milestone to be met. It is set at the beginning of the term period and guaranteed for the entire 6 years. 

Performance Blend: Performance Blend is a weighted average return of three different indices (SPX, RTY, MXEA) where at the Segment End Date, 50% of the index change used to determine Segment Credits is based on the return of the best performing Index, 30% is based on the return of the second-best performing Index and 20% is based on the return of the lowest performing Index. The Cap Rate, Participation Rate and Buffer Rate are then applied to this weighted average return.

Free Withdrawals: This annuity provides annual Free Withdrawal privileges. Beginning in the first Contract Year, you can withdraw up to 10% of your Purchase Payment. Each Contract Year thereafter, you can withdraw up to 10% of your annuity's Contract Value as of the previous Contract Anniversary without a Withdrawal Charge or Interest Adjustment. Withdrawals of taxable amounts are subject to ordinary income tax, and if made before age 59 1/2, may be subject to a 10% federal income tax penalty. If you surrender your annuity or withdraw an amount that exceeds the Free Withdrawal amount during the 6-year Withdrawal Charge period, a Withdrawal Charge and an Interest Adjustment will apply. All Withdrawals are subject to an Equity Adjustment. Interim Value Adjustments and Withdrawal Charges may result in the loss of principal.

Additional Withdrawal Provisions: This annuity includes a Confinement Waiver and a Terminal Illness Waiver if eligibility criteria are met. If requesting either Waiver, you鈥檒l be eligible for up to 100% of your annuity鈥檚 Interim Value. Withdrawal Charges will be waived if you qualify for this benefit during the Withdrawal Charge Period. An Interest Adjustment will not apply to distributions made under these Waivers. Not available in all states.

Withdrawal Charge: A Withdrawal Charge in accordance with the rate schedule will apply to surrenders or amounts withdrawn in excess of the Free Withdrawal amount as follows: 8%, 8%, 7%, 6%, 5%, 4%.

Interim Value Adjustment: The Interim Value calculation consists of two parts: an Interest Adjustment and an Equity Adjustment. These adjustments may be positive or negative. The Equity Adjustment will apply to all Withdrawals and the Interest Adjustment will apply to any amount that exceeds the Free Withdrawal. The Interest Adjustment applies to all Segment Options on any date during the first six Contract Years. The Equity Adjustment applies to Index-Linked Segment Options throughout the life of the Contract and is equal to zero on any Segment End Date. The Segment Interim Value is equal to the Segment Value adjusted for any applicable Interest Adjustment and Equity Adjustment. Please see the Prospectus for details.

Annual Segment Fee: A 0.95% annual Segment Fee is deducted daily from each Index-Linked Segment Option (not applicable on the Fixed Segment Option). The Segment Fee is set at issue and guaranteed not to change for the life of the Contract.

麻豆传媒 Amplify 2.0 is designed to be a long-term investment product used to help provide income for retirement. It is not suitable as a short-term investment. There is a risk of substantial loss of principal and related earnings depending on the Segment Option(s) to which you allocate your Purchase Payment. Due to negative index performance, Segment Credits may be negative after application of the Buffer Rate and you agree to bear the portion of loss that exceeds that rate.

Registered index-linked annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

All Segment Credits, including those with a guaranteed rate of interest, are paid by the insurance company and subject to its claims paying ability.

S&P 500^庐 Index 鈥� The "S&P 500^庐" is a product of S&P Dow Jones Indices LLC or its affiliates (鈥淪PDJI鈥�) and has been licensed for use by 麻豆传媒 Annuity and Life Company. Standard & Poor鈥檚^庐 and S&P^庐 are registered trademarks of Standard & Poor鈥檚 Financial Services LLC (鈥淪&P鈥�); Dow Jones^庐 is a registered trademark of Dow Jones Trademark Holdings LLC (鈥淒ow Jones鈥�); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by 麻豆传媒 Annuity and Life Company. 麻豆传媒 Annuity and Life Company鈥檚 products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500^庐.

Nasdaq-100^庐 Index 鈥� Nasdaq^庐, Nasdaq-100^庐, and Nasdaq-100 Index^庐, are trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the "Corporations") and are licensed for use by 麻豆传媒 Annuity and Life Company. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

Russell 2000^庐 Index 鈥� 麻豆传媒 annuity products (the 鈥淧roducts鈥�) have been developed solely by 麻豆传媒 Annuity and Life Company. The Products are not in any way connected to or sponsored, endorsed, sold or promoted by the London Stock Exchange Group plc and its group undertakings (collectively, the 鈥淟SE Group鈥�). FTSE Russell is a trading name of certain of the LSE Group companies.

All rights in the Russell 2000 Index (the 鈥淚ndex鈥�) vest in the relevant LSE Group company which owns the Index. 鈥淩ussell^庐鈥� and 鈥淩ussell 2000^庐鈥� are trademarks of the relevant LSE Group company and are used by any other LSE Group company under license.

The Index is calculated by or on behalf of FTSE International Limited, or its affiliate, agent or partner. The LSE Group does not accept any liability whatsoever to any person arising out of (a) the use of, reliance on or any error in the Index or (b) investment in or operation of the Products. The LSE Group makes no claim, prediction, warranty or representation either as to the results to be obtained from the Products or the suitability of the Index for the purpose to which it is being put by 麻豆传媒 Annuity and Life Company.

MSCI EAFE Index 鈥� The products referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such products or securities or any index on which such products are based. The prospectus/contract contains a more detailed description of the limited relationship MSCI has with 麻豆传媒 Annuity and Life Company and any related products.

Shiller Barclays CAPE^庐 US Mid-Month Sector TR Net Index 鈥� The Shiller Barclays CAPE^庐 US Mid-Month Sector TR Net Index (the 鈥淚ndex鈥�) has been developed in part by RSBB-I, LLC, the research principal of which is Robert J. Shiller. RSBB-I, LLC is not an investment advisor, and does not guarantee the accuracy or completeness of the Index, or any data or methodology either included therein or upon which it is based. Neither RSBB-I, LLC nor Robert J. Shiller and its consultant, IndexVestLAB, LLC and consultants thereto, shall have any liability for any errors, omissions, or interruptions therein, and makes no warranties, express or implied, as to performance or results experienced by any party from the use of any information included therein or upon which it is based, and expressly disclaims all warranties of merchantability or fitness for a particular purpose with respect thereto, and shall not be liable for any claims or losses of any nature in connection with the use of such information, including but not limited to, lost profits or punitive or consequential damages, even if RSBB-I, LLC is advised of the possibility of same.

Neither Barclays Bank PLC (鈥淏B PLC'') nor any of its affiliates (collectively "Barclays鈥�) is the issuer or producer of 麻豆传媒 Annuity and Life Company鈥檚 (鈥溌槎勾�媒鈥�) annuity products (the 鈥淧roducts鈥�) and Barclays has no responsibilities, obligations or duties to purchasers of the Products. The Index, together with any Barclays indices that are components of the Index, is a trademark owned by Barclays and, together with any component indices and index data, is licensed for use by 麻豆传媒 as the issuer or producer of the Products (the 鈥淚ssuer鈥�).

Barclays鈥� only relationship with the Issuer in respect of the Index is the licensing of the Index, which is administered, compiled and published by BB PLC in its role as the index sponsor (the 鈥淚ndex Sponsor鈥�) without regard to the Issuer or the Products or purchasers of the Products. Additionally, 麻豆传媒 as issuer or producer of the Products may for itself execute transaction(s) with Barclays in or relating to the Index in connection with the Products. Consumers acquire the Products from 麻豆传媒 and neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with Barclays upon purchasing the Products. The Products are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the Products or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, purchasers of the Products or to other third parties in respect of the use or accuracy of the Index or any data included therein.

麻豆传媒 Amplify 2.0 RIA II (01/22) or state variation is issued by 麻豆传媒 Annuity and Life Company, West Des Moines, IA, and distributed by its affiliate 麻豆传媒 Securities, LLC, West Des Moines, IA, member FINRA/SIPC, a registered broker-dealer. Product features, limitations and availability vary; see the Prospectus for details. Product not available in all states.

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.

Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. Any discussion of this product must be preceded or accompanied by a Prospectus.

Not available in NY or OR.