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Understand how annuity withdrawals are taxed, the impact on retirement income, and key rules like the exclusion ratio and LIFO, to help optimize your tax strategy in retirement planning.

Learn how age and inheritance affect annuity decisions. Explore payment options, death benefits, and tips for securing guaranteed income for retirement and your beneficiaries.

Explore the pros and cons of immediate and deferred annuities to help find solutions for turning your savings into reliable income or growing your retirement fund over time.

Immediate annuities convert a lump sum into guaranteed, steady income starting soon after purchase, offering retirees financial stability and helping protect them from outliving their savings.

How a RILA can help boost your retirement income by offering growth opportunities with some market risk, while providing a level of downside protection to secure your future.

Learn why RILAs and VAs are sometimes misunderstood and how to decide if a RILA or VA is right for you.

Understanding common misconceptions can help you determine if a fixed indexed annuity is right for you.

Using an annuity as part of an overall college saving strategy can help you tackle everything from tuition to student loans.

Choosing 鈥渉ands-free鈥� indexed crediting options inside a FIA can help you stay aligned with your risk and return goals while also saving you time and effort.