麻豆传媒

麻豆传媒 Driven to do more.

Your retirement savings goals are within reach

Tax deferral

You don鈥檛 pay taxes on any growth until you make a withdrawal.

Growth potential

Earn additional growth with Interest Credits based in part on the performance of an external market index.

Protection from downside market risk

Your money is not directly exposed to the risks of the stock market or individual stocks.

Growing retirement savings with protection, too

Curious how 麻豆传媒 Accumulator can help you save more money for retirement while protecting you from market downturns?

How is Accumulator different?

With 麻豆传媒 Accumulator, you can allocate your money among the interest crediting strategies in your contract.

  • Indexed Strategies
    These give you the potential to earn interest based in part on the upward movement of a stock market index. The interest you earn in a particular strategy is credited at the end of the strategy鈥檚 Index Term Period. You鈥檙e guaranteed to never earn less than 0% interest.

  • 5-Year Point-To-Point Strategy
    Greater accumulation potential with longer exposure to upward movement of a stock market index than 1- or 2-Year Point-To-Point Strategies.

  • Fixed Strategy
    The fixed strategy provides a guaranteed rate of interest that is credited to your annuity daily. 麻豆传媒 declares the guaranteed rate for this strategy each contract year.

  • Preset Allocations
    Choose easy, "one-click" diversification in your portfolio with two powerful, efficient options that will allocate your money across high-performing custom indices.

    • Equal Allocation to 2-year Indexed Strategies

    • Equal Allocation to 1-year Indexed Strategies (excluding SPX)

Additional features for added peace of mind

Bailout Feature 鈥� You have full access to your annuity鈥檚 Accumulated Value for up to 30 days after the Contract Anniversary if the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate falls below the Bailout Cap Rate.

 

 

Liquidity with up to 10% Free Withdrawals1 鈥� Beginning in the first Contract Year, you can withdraw up to 10% of your annuity鈥檚 Accumulated Value each Contract Year without a Withdrawal Charge so you can always have access to your money if you need it.

 

 

Explore 麻豆传媒 Accumulator

Accumulator 5

Accumulator 7

Accumulator 10

Find out if Accumulator may be right for you

Talk with your financial professional to learn more about Accumulator can help you reach retirement savings goals with guarantees, growth potential, tax deferral and special features not found with other fixed indexed annuities.

This product and the components and features contained within are not available in all states or firms. Please reach out to your financial professional for more details on state approvals and firm guidelines.

1 Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59陆. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Withdrawal Charge which may result in the loss of principal.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit.

麻豆传媒 Accumulator ICC16 GEN (11/16) NB or state variations issued by 麻豆传媒 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states. 麻豆传媒 Accumulator ICC16 GEN (11/16) NB, Index Strategies, ICC19 MPPTP (11/19), ICC24 LRPTP (04/25), ICC19 MPFIX (11/19), and endorsement ICC16 MVA (09/15) issued by 麻豆传媒 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Product not available in all states.

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.