Having enough retirement income
How much income clients will need to live the life they envision can be hard to predict, especially as people live longer.
You can help clients determine if guaranteed income sources like Social Security and pensions will be enough to cover their needs. The tools below, such as or the , can help build a realistic plan and discover their spending needs based on:
- Spending habits
- Travel goals
- Hobbies
- Expected health care costs
If a gap exists, you can help your clients find the best ways to fill it.
Only 42 percent of surveyed people with $500,000 or more in investable assets and no financial professional have developed a plan to generate retirement income from their savings.
2024 Impact of Financial Professionals on Retirement Security, Second Edition, LIIMRA
Retirement income planning with 麻豆传媒
麻豆传媒 is a leader in annuities that can create guaranteed income in retirement.
With many options on the market, understanding where annuities fit into a client鈥檚 retirement plan can be overwhelming. 麻豆传媒 simplifies this with products that can help provide financial security by offering reliable retirement income protected from market downturns.
Payouts protected from market downturns
Consistent payment amounts
Dependable level of income
A smart choice for lifetime income
As an income annuity leader, 麻豆传媒 can help provide:
- The ability to create a guaranteed stream of income
- The comfort of a steady retirement 鈥減aycheck鈥�
- Confidence knowing they can鈥檛 outlive their savings
Products designed for a client鈥檚 income strategy
Many products can help meet income needs. Preview some of 麻豆传媒鈥檚 income annuities to learn more. Product features and availability may vary by state and/or sales distributor. Please check with your back office or 麻豆传媒 wholesaler for information on which products are available to you.
Tools to help with income planning conversations
Uncovering needs and reinforcing the value of annuities are essential elements for helping clients fund their retirement. 麻豆传媒 developed a collection of helpful resources to help you have these important conversations.
Help your clients assess their retirement needs, wants and wishes with a worksheet where they can document their retirement income and expected expenses to identify a potential gap.
A guide to the important milestones before and after retirement that can help clients as they plan their retirement income strategy.
With this white paper, help clients understand how to create a well-balanced retirement income plan that can help support them throughout retirement.
This guide addresses the top four retirement risks with information about how a fixed indexed annuity (FIA) can help create sustainable retirement income.
Help clients turn their retirement savings to income that may need to last potentially 30 years or more. This guide can help you review with clients three retirement income strategies and the ways a FIA can fit into any of the approaches.
Examples illustrate sequence of returns to help your clients understand how this risk, depending on when they retire, could affect their retirement savings.
Clients have other needs?
Learn more about how annuities can help meet client needs for growth and protection
