麻豆传媒

Help clients protect their money for retirement

After saving for a lifetime, how can clients ensure their money is protected in case of market downturns or other risk?

 

You can help clients understand their own tolerance for risk and help protect their money for retirement from risks such as:

  • Losing money in market downturns
  • Retiring in a down market
  • Higher expenses
  • Unexpected medical costs
  • Outliving their money

Once you understand their concerns, you can assess proactive ways to address them.
 

Annuities help meet protection goals

While there are several types of annuities, many offer built-in protection from market downturns.


 

  • Fixed annuities and fixed indexed annuities offer growth potential with no risk of loss to the original premium amount from market downturns.
  • An annuity payout option provides for a guaranteed source of income that can last a lifetime.
  • Annuities can offer growth tied to a market index, without the risk of investing directly in the market.
     

Protection solutions from 麻豆传媒

麻豆传媒 is a leader in annuities that offer principal protection before and during retirement.

The benefits an annuity can add to clients鈥� overall retirement strategy can help provide financial freedom to pursue plans for the remarkable retirement they have imagined with options for:

  • Tax-deferred growth
  • No risk of losing principal amount used to purchase an annuity due to market downturns
  • Ability to grow savings at a rate that could outpace inflation
  • Payout options that provide income that can鈥檛 be outlived
     

Products for a client鈥檚 protection strategy

Many products can help meet protection needs. Preview some of 麻豆传媒鈥檚 protection annuities to learn more. Product features and availability may vary by state and/or sales distributor.

tile_accumax_iStock-1184503074_woman_pier.jpg
Fixed Index Annuity
麻豆传媒 AccuMax庐

An accumulation-focused fixed indexed annuity, AccuMax offers single-term, multi-year crediting strategies, attractive Participation Rates and protection from loss due to market downturns.

Learn more about AccuMax 
tile_myg_42-69903608.jpg
Multi-Year Guarantee Annuity
麻豆传媒 MYGA products

麻豆传媒 multi-year guarantee annuities provide competitive guaranteed interest rates and a choice of available term period.

Learn more about MYGAs 
tile_protector_GettyImages-83653890_super.jpg
Fixed Index Annuity
麻豆传媒 Protector鈩�

A fixed indexed annuity built for accumulation with a return of premium guarantee.

Learn more about Protector 

Tools to help with protection conversations

Our collection of essential guides and worksheets can help you have valuable retirement planning conversations with your clients.

Help clients see how options to help grow money when markets are up and lock in gains when they decline.

Take a closer look at how markets perform over time and how indexed annuities can help manage financial risk by smoothing out the effects of volatile markets.

Demonstrate the value of a fixed indexed annuity which guarantees a client鈥檚 initial purchase payment will not be lost due to market downturns, plus a client will never receive less than zero percent interest in any crediting period.

Clients have other needs?

Learn more about how annuities can help meet client needs for income and protection.

Clients want to increase their savings 

Clients want to turn savings into income 

Insights

WebsiteFeature_Dem.jpg
6-minute
The upcoming retirement boom: Are your clients financially prepared?
4 uncertainties may be putting some client鈥檚 retirement readiness at risk. Download Help Build Confident Clients for strategies to help them overcome potential obstacles.
principal protection.jpg
5-minute
A safer course in choppy markets: Annuities with principal protection from market volatility
Ways to help educate your clients about fixed indexed annuities and protecting their retirement nest eggs.
Insights_WebsiteFeature_FixedIndexedAnnuitiesProtectAgainstRisk_0323_360x260.jpg
3-minute
How fixed indexed annuities protect clients against downside risk
When clients want more stability than what investing in the markets can provide, find out how a FIA could help set them up for a more secure financial future.

麻豆传媒 AccuMax ICC20 STA (11/20); 麻豆传媒 Protector GEN (09/15) NB and Return of Premium Rider ICC17 ROP (08/17); 麻豆传媒 MYG Series MYG (09/15), ICC15 MYG NMV (09/15) ICC17 ROP (08/17) or state variation is issued by 麻豆传媒 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Product not available in all states.

麻豆传媒 MYG Series MYG NMV (09/15) ROP (08/17) issued by 麻豆传媒 Annuity & Life Assurance Company of New York, headquartered in Pearl River, New York. Product features, limitations and availability may vary; see Certificate of Disclosure for full details. Products not available in all states.

Although fixed indexed annuities offer principal protection from market downturns, the deduction of applicable charges could exceed any interest credited, resulting in the loss of principal.

Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit.