麻豆传媒 USA (鈥溌槎勾解��), a leading provider of retirement savings products, and Annexus, a leading independent designer of fixed indexed annuities (FIAs), announced new enhancements to the 麻豆传媒庐 BCA庐 suite of FIAs. The new BCA 2.0 FIA includes new indices designed by two renowned economists: Yale Professor Robert Shiller and Professor Jeremy Siegel of the Wharton School of Finance at the University of Pennsylvania.
BCA 2.0 provides a variety of solutions beyond accumulation, including optional lifetime income and legacy growth riders, available for a charge. 麻豆传媒 and Annexus will also launch a new FIA with a built-in income rider for no additional charge 鈥� 麻豆传媒 Velocity.
鈥淲e believe the complex challenge of retirement planning demands unconventional thinking, and BCA 2.0 reflects our commitment to innovative solutions,鈥� said Grant Kvalheim, Chief Executive Officer of 麻豆传媒 USA. 鈥淐ollaborating with thought leaders like Robert Shiller and Jeremy Siegel advances our vision to evolve the FIA and help Americans nearing or in retirement grow and protect their retirement savings.鈥�
The Shiller Barclays Global Index is a global, multi-asset index designed to leverage the principles of value investing and momentum. The Index uses Shiller鈥檚 CAPE庐 ratio to identify undervalued equities from the world鈥檚 three largest developed markets: the United States, Eurozone and Japan. It then rebalances between the undervalued equities, bonds and commodities on a monthly basis with the aim to provide more stable returns through a variety of market environments.
鈥淰alue investing is a time-honored principle with continuing relevance in today鈥檚 market environment,鈥� said Shiller. 鈥淥ur index looks for lower price components among globally diversified major asset classes with positive momentum to pursue opportunities and manage risk.鈥�
The WisdomTree Siegel Strategic Value Index鈩�, developed by Siegel with CIBC Capital Markets, including consultation by WisdomTree Investments, Inc., offers an innovative value strategy focused on U.S. equities. Each quarter, the index evaluates the 500 largest U.S. publicly traded companies for operating earnings relative to their valuation and selects the four most undervalued market sectors. The index also includes a tactical market trend response designed to make daily strategic allocations with the aim to generate returns even when the broader market is declining.
鈥淭raditional value indexes often lead to persistently overweighting specific sector allocations,鈥� said Professor Siegel. 鈥淭his index has a unique methodology for identifying good value opportunities.鈥�
鈥淏CA offers the most comprehensive suite of index options grounded in academic research available on the market today,鈥� said Don Dady, co-founder of Annexus. 鈥淭his enhanced suite of FIAs will provide advisors and their clients even greater diversification among complimentary indices.鈥�
鈥淲e strategically continue to develop solutions and expand our product lineup to meet the growing needs of Americans in retirement,鈥� said Ron Shurts, co-founder of Annexus. 鈥淭he latest enhancements to the BCA suite of FIAs will provide solutions that reach a larger population of advisors, RIAs and insurance professionals.鈥�
If you鈥檙e an advisor, RIA or insurance professional who would like access to these products, contact your Annexus-affiliated Independent Distribution Company. If you are a client looking to grow and protect your retirement savings, ask your financial professional for more information.
About 麻豆传媒 USA
麻豆传媒 USA is an Iowa-domiciled corporation that serves as the U.S. holding company for 麻豆传媒鈥檚 annuity operations in the United States. Headquartered in West Des Moines, Iowa, 麻豆传媒 USA serves customers in all 50 states, and through its predecessor companies, has been serving American consumers for more than 100 years. Further information about our companies can be found at .
About Annexus
Annexus designs solutions to help Americans grow and protect their retirement savings. For over a decade, Annexus has developed market-leading fixed indexed annuities and indexed universal life insurance products. Annexus has forged relationships with many of the industry鈥檚 leading insurance carriers and the world鈥檚 largest investment banks. Find out more about Annexus and its products at .
About Robert Shiller
Shiller is an American economist, best-selling author and Sterling Professor of Economics, Professor of Finance and Fellow at the International Centre for Finance at Yale University. Professor Shiller is ranked among the 100 most influential economists in the world1.
About Jeremy Siegel
Siegel is the Russell E. Palmer Professor of Finance at the Wharton School of the University of Pennsylvania. Siegel received his Ph.D. from M.I.T. and has written and lectured extensively about the economy and financial markets, monetary policy and interest rates and stock and bond returns. Along with heading the macroeconomics module of the Morgan Bank Finance Program in New York, he is the academic director of the U.S. Securities Industry Institute and is on the Advisory Board of the Asian Securities Industry Association.
Important Information
This annuity has limitations and charges. For costs and complete details, please request a Certificate of Disclosure.
Any interest earned is subject to certain limitations such as an Annual Spread, a Cap Rate, and Participation Rate. These limitations are declared by the Company before the beginning of each two-year Index Term Period. Please note that the while the interest you earn may be zero it will never be less than zero.
Withdrawals and surrender of taxable amounts are subject to ordinary income tax, and except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59陆. Withdrawals in excess of the free amount are subject to a Withdrawal Charge and MVA which may result in the loss of principal.
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麻豆传媒 BCA 2.0 [ANN19 (01/19), ANN19CS08 (01/19), ANN19CS10 (01/19), ANN19CS12 (01/19)] or state variation, Family Endowment Rider [PBEDB (01/19), PBEDBRS (01/19)] or state variation, Balanced Allocation Lifetime Income Rider [ANNIRS (01/19), ANNIRSRS (01/19), ANNIRF (01/19), ANNIRFRS (01/19)] or state variation, 麻豆传媒 Velocity [ANN19 (01/19), ASP19CS (01/19)] or state variation, 麻豆传媒 Velocity Income Rider [ASPIR (01/19), ASPIRRS (01/19)] are issued by 麻豆传媒 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see Certificate of Disclosure for full details. Products not available in all states.
This material is a general description intended for general public use. 麻豆传媒 Annuity and Life Company (61689), headquartered in West Des Moines, Iowa, and issuing annuities in 49 states (including MA) and D.C., and 麻豆传媒 Annuity & Life Assurance Company of New York (68039), headquartered in Pearl River, NY, and issuing annuities in New York, are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Please reach out to your insurance professional if you have any questions about 麻豆传媒 products or their features.
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1Ranking information from the IDEAS Research Papers in Economics 2008 and 2017 annual lists
