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To get product support or request an illustration, contact our Sales Desk at 888-Annuity (266-8489) 

Retirement savings goals are within reach

Â鶹´«Ã½ Accumulator fixed indexed annuities offer multiple index crediting strategies and exclusive indices to power strong growth potential.

  • Multiple Index Interest Crediting Strategies â€” Allocate to strategies featuring a variety of crediting methods and underlying market indices.1
  • Up to 10% Free Withdrawals â€” Beginning in the first Contract Year, clients can withdraw up to 10% of the annuity's Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).2
  • Bailout Feature â€” If Â鶹´«Ã½ lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days - free of any charges - so clients can feel confident about their money.
  • Terminal Illness and Confinement Waivers3 
    Withdraw up to 100% of the annuity’s Accumulated Value if the Annuitant is confined or diagnosed with a terminal illness that is expected to result in death within one year and eligibility requirements are met.

 

Get started with Â鶹´«Ã½ today.

Contact our sales desk at 888-ANNUITY (266-8489). Find out how Â鶹´«Ã½â€™s product suite can help meet your clients’ needs. 

 

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1See the Indexed Strategy Inserts for more information. Note that Â鶹´«Ã½ may add or eliminate index strategies from time to time. A specific strategy may not be available for the life of the contract.

2Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59½. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Withdrawal Charge and MVA which may result in the loss of principal.

3This benefit is NOT long-term care insurance nor is it a substitute for such coverage. Not available in all states. Additional limitations, variations, and exclusions may apply. Please see Certificate of Disclosure for more information.

Â鶹´«Ã½ Accumulator ICC16 GEN (11/16) NB or state variations issued by Â鶹´«Ã½ Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.