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Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. This material is a general description intended for general public use.

Annuity contracts and group annuity contracts are issued by 麻豆传媒 Annuity and Life Company (61689), West Des Moines, IA, in all states (except New York), and in D.C. and P.R. Annuity contracts are issued by 麻豆传媒 Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York. Group annuity contracts for New York residents and New York contract holders are issued in New York by 麻豆传媒 Annuity & Life Assurance Company of New York, Pearl River, NY. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Insurance products may not be available in all states. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. This material should not be interpreted as a recommendation by 麻豆传媒 Annuity and Life Company, 麻豆传媒 Annuity & Life Assurance Company of New York, or 麻豆传媒 Securities, LLC. Please reach out to your financial professional if you have any questions about insurance products and their features.

The term 鈥渇inancial professional鈥� is not intended to imply engagement in an advisory business with compensation unrelated to sales. Financial professionals will be paid a commission on the sale of an annuity.

INVESTMENT AND INSURANCE PRODUCTS ARE: 鈥� NOT FDIC INSURED 鈥� NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY 鈥� NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES 鈥� SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Reinsurance contracts are entered into with 麻豆传媒 Annuity and Life Company (61689), West Des Moines, IA; 麻豆传媒 Annuity & Life Assurance Company of New York (68039), Pearl River, NY; 麻豆传媒 Life Re Ltd., Hamilton, Bermuda; and 麻豆传媒 Annuity Re Ltd., Hamilton, Bermuda. Not all reinsurance products or structures offered are available in all jurisdictions. Reinsurers may not be licensed in all states. All transactions are subject to meeting a reinsurer鈥檚 underwriting requirements. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds.

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